Most online payday loan companies want you (or need you) to have a full or part-time job. The loan company isn't interested if you have an alternative income, they want to see W-2 income. That means you will have to produce a recent pay stub and/or give the payday firm a contact phone number of your employer.
The problem here is simple. What if you do not have a current employer, but you do have a regular income? A lot of the payday lenders are going to want to pass on your request for cash. Their standards are locked in for having a job, some of them even want you to have been employed at your current job for the last six months or more.
There are millions of people around the country who have an income that falls outside the range of W-2 wages. Many people have a work at home situation, where they make money in trades, domestic help, making money online or in dozens of other self-employment situations. None of this income will provide a W-2 pay stub. In the eyes of many lenders, this does not qualify you as having an income. This is where Team Quick Cash comes into play.
Team Quick Cash will consider all forms of income when considering you for a loan. All you need to do is demonstrate that you do have some source of income. Another great part of Team Quick Cash is that they have low income minimums to qualify. If you have at least $800 in income per month you will be eligible for a loan. This is substantially less than most payday lenders, and don't even try to compare this to what your local bank will be asking for.
Other than the $800 minimum income requirement, everything is relatively simple. To qualify you will need an active checking account (you will not find a payday loan company that doesn't demand this) and be at least 18 years old. Also, you must be a U.S. citizen or be in the country with a legal status. That's it, this lender does not have any hidden (or stringent) requirements for a loan. Prior negative credit events are no problem, whether you have a bankruptcy, repo, charge-offs or other credit problems, none of these credit items will be considered when you ask for a loan.
Simply, do you make $800 a month, from any source? Are you 18 or older? And do you have legal status in the United States? If you can answer "yes" to those three questions, then Team Quick Cash can provide you a quick loan.
